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Landed Loan Program for Home Ownership

Our district has prioritized identifying innovative ways to help staff members manage one of the biggest challenges they face outside of work – finding sustainable housing in this expensive region.

One of these solutions is a down payment fund for staff. On Thursday, the East Side Alliance announced a partnership with Bay Area company Landed ( Landed provides half of an educator’s down payment, up to $120,000. In exchange, the educator will share in the gain (or loss, if any) of their home when they sell or refinance. There are no monthly payments on the support.

You can read more about Landed here and here.

This program is open to all staff at each of the eight East Side Alliance member school districts and available immediately. A meeting for all interested East Side employees will be held on Thursday, January 25th at 4pm in the Chaboya Middle School Gymnasium (3276 Cortona Drive, San Jose). Refreshments will be provided. Please RSVP here.

Questions? Please contact Landed’s Customer Experience team:


  • Employee Status and Commitment: Participants must have at least two years’ experience at one of the following districts: East Side Union High School District, Alum Rock School District, Berryessa School District, Evergreen School District, Franklin-McKinley School District, Mt. Pleasant School District, Oak Grove School District and Orchard School District. Participants also agree to stay with their district for the next two years.

  • Term: Employees can end the partnership at any time within 30 years by buying out the Landed investment directly or by refinancing. At this time, participants pay back Landed’s original investment plus or minus a share of the gain (or loss) in the home value.

  • Support Amount: Participants can use up to $120,000 in down payment support.

  • Primary Residence: Home must be used as a primary residence.

  • Home Proximity: There are no explicit restrictions on home purchase location, however we encourage all homebuyers to consider the cost of commuting when making their decision.

  • Mortgage Qualification: Participants must qualify for a primary mortgage with one of Landed’s lending partners. To qualify, participants must have access to savings (or family gifts) to contribute their own 10% down payment. Participants do not have to be first-time homebuyers.

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